The "delinquency date" refers to a specific date when a payment is considered late or overdue. It is the date after the payment due date when a borrower or debtor fails to make the required payment. Full definition
When an account is charged - off by the original creditor, it can remain on your credit report for 7 years from the original delinquency date leading up to the charge off. (rebuildcreditscores.com)
Any accounts listed in the bankruptcy that were delinquent when you filed get deleted seven years after their initial delinquency date. (sapling.com)
Under that circumstance, you'll need to wait seven years from the original delinquency date for that late payment to be deleted. (creditcards.com)