The first step will be to dump any loan forms which allow no doc or low doc mortgage applications. (fhaloanpros.com)
Back then there were stated - income mortgages and no - doc mortgages where lenders would accept the income as stated by the borrower. (flagstonemortgage.com)
If you have a long history of maintaining great credit, you can skip a few steps in the mortgage process and get something called a low doc mortgage. (syndicatemortgages.com)