If your homeowners or renters insurance company decides your dog is too risky to cover, you might have to buy a separate dog liability insurance policy for protection. (insure.com)
If it were, you'd be looking for dog liability insurance, which is an entirely separate matter available through specialty markets. (effectivecoverage.com)
In some cases, a dog may be excluded from the policy altogether and a separate dog liability policy may be required. (effectivecoverage.com)