State law does allow for an insurance discount for drivers age 25 +, but the law requires a 6 - hour initial course or a 4 - hour renewal course be completed. (nscddconline.com)
Because young drivers aged 16 — 25 are automatically classified as «high risk,» they will have to pay higher insurance rates — often much higher — than other drivers. (ntsi.com)
Thirty - one percent of drivers ages 30 to 49 reported getting a ticket in the past five years — and 20 percent received two citations in that time. (insurancequotes.com)