Keep in mind that your auto insurance company does not need to follow the Safe Driver Discount guidelines, but they do have to have a merit - based driver rating system. (americaninsurance.com)
The company itself will not be a party to any lease between a driver and the subsidiary, so any change in driver rates would not alter the terms of a lease. (entrepreneur.com)
However, one of the biggest factors that raises new driver rates is age. (valuepenguin.com)