If you are the building owner it is absolutely critical that you carry boiler & machinery insurance (also called equipment breakdown coverage). (armourinsurance.ca)
A business insurance agent can help you understand what your policy covers and whether your business may benefit from additional protections such as equipment breakdown coverage. (allstate.com)
The restaurant located on the river might consider equipment breakdown coverage, but it's also highly recommended to purchase flood insurance. (trustedchoice.com)