Experts recommend dropping coverage when you would no longer make a major repair to the car in event of an accident. (complexsearch.com)
Though difficult, remaining calm and alert in the unfortunate event of an accident eventually turns out to be extremely useful. (policybazaar.com)
Also, please check with your own automobile insurance company to make sure they will cover any damages to any other vehicle / property damaged in the unlikely event of an accident. (canineexpress.org)