We do not authorize and pay overdrafts for ATM and everyday debit card transactions for consumer checking accounts other than HSBC Premier unless you are using an overdraft protection plan to cover these transactions. (us.hsbc.com)
For protection on everyday debit card purchases and ATM transactions, simply opt - in by doing one of the following: (heritagecu.org)
Choose Tower's Opt - In to authorize Tower to pay overdrafts for everyday debit card purchases and ATM cash withdrawals using a Tower debit or ATM card. (towerfcu.org)