But when the at fault driver does not have insurance or has insufficient insurance to pay the compensation, then you can claim compensation from your own insurance company. (zebpersonalinjurylawyer.com)
That means if the at fault driver does not have insurance, you can receive compensation from your own automobile policy. (paigedonnelly.com)
These states normally still preserve the right to sue the at fault driver for your pain and suffering. (michigan-no-fault-auto-accident.com)