This is the time when you can get most benefits of federal student loan debt consolidation. (debtfirms.com)
About 44 million people carry more than $ 1.4 trillion in federal student loan debt in 2017, and 4.2 million of them were in default. (debt.org)
Borrowers with federal student loan debt may benefit more from consolidating their public student loans or evaluating their options for an income - based repayment plan to lower their monthly payment. (lendedu.com)