As a result of the burden which the penalty APR usually places on consumers, the Card Acts 2009 promulgated by Federal Trade Commission prohibits arbitrary increase in interest rate without giving 45 days notice. (myfinancekits.com)
In accordance with Federal Trade Commission regulations for bloggers please note the following: (rachelheldevans.com)
And in 2011, Facebook settled privacy complaints by the U.S. Federal Trade Commission by agreeing to get clear consent from users before sharing their material. (bloomberg.com)