In filing a petition for bankruptcy all collection actions must stop and interest and penalties can not be added which can give you some relief while you make payments on the principle. (bankruptcylawyerpalmdaleca.com)
The procedure for changing any part of the divorce decree begins with filing a petition with the court and stating your reasons why you think the existing order should be changed. (info.legalzoom.com)
The process begins by filing the petition in the circuit court of the county where either spouse lives. (divorcesource.com)