If you do not make a contribution to the investment bond in one year, any contributions in following years will reset the 10 year rule. (moneysmart.gov.au)
Loan repayments must take place over a period of 15 years, or less if desired, beginning in the second year following the year of withdrawal. (taxplanningguide.ca)
Missing a skill in one grade level can lead to missing building blocks for following years. (verywellfamily.com)