If the employer pays a portion of the premiums, you would be responsible for paying full premiums through another source. (usinsuranceagents.com)
That means more owners will be able to start their premiums at a lower rate and only gradually reach responsibility for full premiums. (realtormag.realtor.org)
Policy termination or Surrender Benefit: The policy may be surrendered after three years of full premium payment. (policybazaar.com)