If you were likely to die within a couple of years, they will need to protect their investment by either rejecting you or offering a guaranteed issue graded benefit life insurance policy. (justburyme.com)
Rates for this coverage are much lower than for regular life insurance or graded benefit life insurance plans. (term-life-online.com)
If we can't get you approved for a regular policy, we can always consider graded benefit life insurance. (chooseterm.com)