Standard risk is an underwriting classification that refers to the overall health of the individual applying for life insurance. (keypersoninsurance.com)
A mental health counselor is one who ensures optimum mental health of individuals and groups that they are working closely with. (sampleresumetemplate.org)
Life and disability insurance policy premiums are based on age, gender and current health of the individual applying for coverage, and each policy can come in different forms that also affect premiums. (investopedia.com)