Some companies are willing to offer you the best health rate class, while others will offer you at best, preferred, or even standard rate classes only. (insuranceandestates.com)
Your overall health history will help determine what health rate class you will be able to qualify for. (bestchoicelifeinsurance.com)
Family history will often cause an applicant to receive a lower health rate class due to family history. (termlife2go.com)