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There are other cards on the market that offer higher amounts of cash back, but you would have to discipline yourself to transfer that money into a brokerage, college savings, or retirement account. (mybanktracker.com)
For those who are seeking both death benefit protection, along with a potentially higher amount of cash value build up over time (in a tax - advantaged manner), the Phoenix Accumulator UL policy may be a good fit. (goodfinancialcents.com)