The other two changes touch on delinquent home owner association dues and condo board certification. (realtormag.realtor.org)
Also, be careful of fees other than the mortgage like home owner association dues that can sneak up on you. (huettnercapital.com)
Mortgage Payment to Income Ratio («Front Ratio») This is simply your new mortgage payment (including property taxes, homeowners insurance, mortgage insurance, and home owners association dues if applicable) divided by your gross monthly income. (firstib.com)