That's what the federal government did in the 1990s when there were huge shortfalls predicted for future CPP payments. (moneysense.ca)
The end result of fairy - tale expectations, whether you invest for yourself or with the help of a financial adviser, will be a huge shortfall in wealth late in life, and more years working rather than putting your feet up in retirement. (jasonzweig.com)
Much of this huge shortfall is due to panic selling during market downturns, or attempts to time the market. (financial-math.org)