Actually, your credit score won't be affected by legal issues of any kind, if you continue to cover any debts you have received. (creditflare.com)
The workplace is where you and your employees spend the better part of your waking hours — so chances are pretty high that a health issue of some kind could arise. (inc.com)
I have to add — stating that unemployment would never be a worry or medical issues of any kind (due to insurance) is just plain ridiculous IMO. (financialsamurai.com)