The impact on qualifications at later points in time depends on the behavior of the individual, and your definition of consolidation. (growingfamilybenefits.com)
Any non disclosure of facts by agents in the policy could lead to rejection of claim at later point of time. (myinvestmentideas.com)
Expect to fight a battle once every hour or so until you reach then later points in the game. (justpushstart.com)