As they have done so, credit spreads on these assets have declined, which means that investors are receiving less compensation for the risk they are taking on. (rba.gov.au)
On the other hand, while settlements make compensation more likely, they can sometimes result in you receiving less compensation for your injuries than you would in court. (himpro.ca)
Otherwise, it will be easier for insurance companies to pin fault on you, meaning you get less compensation. (wilshirelawfirm.com)