Higher income does not mean less credit card debt - in fact, it's the reverse, with Associate degree earners carrying the least credit card debt. (lendedu.com)
Less credit card spending means more chance at staying out of debt; less spending on unnecessary purchases (like eating out) means more money to save. (policygenius.com)
A secured credit card lets you remove some of the risk and you pay less your credit card as a result. (knowzy.com)