If this happens, you may end up with less death benefit and cash value than if you had purchased an ordinary whole life insurance policy. (pocketsense.com)
The funny thing that happened is that life insurance companies decided it was really better for their bottom line if they could figure out a way to pay less death benefits. (hinermangroup.com)
Whole life does a lot more than term but is offers less death benefit for the dollar. (lifeinsurancehub.net)