Someone who is single and in good health will most likely need less insurance coverage than a family of four. (netquote.com)
You could also work out a way by which you pay lesser insurance premiums for the same amount of coverage by agreeing to pay a bigger amount in deductibles. (autoquotenow.com)
If at all possible, do not settle for less insurance than you really need to protect your family or business. (termland.com)