In most cases, an applicant needs to have a car that is fully paid off with no other liens on the title before we can give them the loan amount. (800loanmart.com)
Without a vehicle that's been paid off, lenders won't be able to place a new lien on your title. (titlelo.com)
Fortunately, there are some companies that are willing to place a second lien on your title. (titleloansfaq.org)