Your term life insurance policy benefit can cover your outstanding debts and other end - of - life expenses your loved ones may incur, like funeral and burial costs. (quotacy.com)
Generally, people who fall into any of the following categories can benefit from a life insurance policy (lifeinsurance.org)
Accidental Death Benefit (ADB): A supplementary life insurance policy benefit that provides a death benefit in addition to the policy's basic death benefit if the insured's death occurs as the result of an accident. (carinsurance.com)