For most banks, loan impairment charges as a percentage of total loans have been falling, which again means lower loan losses. (stansberrychurchouse.com)
Of course, that excludes any kind of tax charge, or underlying (i.e. normalised) level of loan impairment. (wexboy.wordpress.com)
Last year was a difficult one, with net interest margins declining and higher loan impairment charges, says Fitch. (gfmag.com)