Generally, credit unions extend loans at lower interest rates than banks, have more flexible payment schedules, and require lower loan minimums (or none at all, in some cases). (valuepenguin.com)
With a $ 1,000 per loan minimum, most investors can diversify into a nationwide marketplace without too much difficulty. (thecollegeinvestor.com)
The new minimum monthly payment may be less than the combination of the individual loan minimums. (getoutofdebt.org)