The average age of someone buying a personal plan for LTC insurance is 60, while those who buy it through their employer are 50. (policygenius.com)
(Most states and companies do not require that the condition be permanent in order to qualify for LTC benefits, but some do); or (insuranceandestates.com)
Hybrid long term care insurance is becoming more and more popular as traditional LTC policies have seen drastic rate increases in recent years. (hybridpolicy.com)