After your external injuries have healed and your vehicle has been fixed, it becomes more difficult to convey the full magnitude of your loss to a jury and the insurance companies. (paigedonnelly.com)
To put the sheer magnitude of those losses in perspective, that's more money than Amazon (amzn), famously unprofitable for the better part of its existence, ever lost in a single year. (fortune.com)
So run a scenario or two (or three) now to see how you fare, assuming different magnitudes of losses and different responses. (realdealretirement.com)