The three main credit reporting agencies begin building a credit file for you the moment you begin using credit as a young adult. (think-creditcards.com)
One of three main credit reporting agencies in the U.S. next to Experian and TransUnion, Equifax (efx) stores a trove of highly sensitive personal and financial details about consumers. (fortune.com)
Your scores may be different at each of the three main credit reporting agencies as the FICO score only considers the data in your credit file from that agency. (nomorecreditcards.com)