Direct deposits are not available at the time of new card application. (bankofamerica.com)
Bank of America uses all three of the major credit bureaus — TransUnion, Experian and Equifax — when considering new card applications. (rewardexpert.com)
So today I want to answer one of the most common questions I get from folks who are new to the game: «How do new card applications affect my credit score?» (aroundtheworldineightydollars.com)