Even if none of these situations apply to you, you may still be able to avoid declaring yourself bankrupt. (financialwellness.org)
Assuming none of these situations apply, creditors are usually «out of luck» for any debts that can't be paid by the value of your estate. (valuepenguin.com)
-- If none of those situations apply, if you provide an example or two that describes what went wrong, I will try to provide some insight on your trade. (blog.mdwoptions.com)