You can improve your credit rating by timely paying your bad credit credit card dues for some time and after some time you become qualified for normal credit cards. (lizloans.com)
Secured credit cards work like normal credit cards, but they require a deposit up front. (selflender.com)
This does not happen with normal credit card balances, which usually do not start charging you until after the monthly balance payment is due. (valuepenguin.sg)