While earthquakes and tornadoes are rare in Hingham, a high risk for blizzards, severe storms and even occasional hurricanes may increase your Hingham business property insurance rates. (trustedchoice.com)
The area is subject to tropical cyclones with consequent occasional hurricane force winds. (ramblingsdc.net)
It might be misguided, because I'm comparing it to living in San Francisco, where everything is MEGA expensive, and some homes I owned in FL where there were super high landscaping / bug prevention / occasional hurricane costs, but I like not really having to worry about the exteriors or the roof and feel that that HOA is a small price to pay. (biggerpockets.com)