While you're more likely to be approved for a home loan with a quality cosigner, you also put that co-signer's entire financial life at risk if you stop paying your mortgage or default on your loan. (badcredit.org)
Personal Capital allows you to aggregate your own entire financial life into one account. (genyfinanceguy.com)
This is important, because the money situations at each stage really are different, and you can't just put a single template over someone's entire financial life. (moneyreasons.com)