Not making payments on time for everything from a car loan to a credit card, to a cash loan, to utilities can lead to bad credit. (badcreditloanservices.com)
While it might sound obvious, making monthly payments on time for the correct amount and for an extended period is one of the best ways to repair credit. (stockmonkeys.com)
Many borrowers have cosigner release forms that can be signed when the borrower has made a certain number of payments on time. (studentloans.net)