A variable annuity with living benefits leaves you as owner of the account's assets and there may be money left over for your heirs. (humbledollar.com)
If the supervisor indicates that you are a joint owner of the account, request that the company send you verification that you signed the cardholder agreement as a responsible party. (creditcards.com)
Depending on your relationship to the original owner of the accounts, different options may be available to you. (fidelity.com)