When I arrived, the front door was ajar, so I wandered into the kitchen and found Mel naked in her pop - up spray - tan tent, with my friend Penny pointing a tanning gun at her. (housegoeshome.com)
The least lucrative option, as a rule, is to turn your rewards into cash back at a rate of a penny a point. (valuepenguin.com)
American Express may charge you a small fee, generally less than a penny a point, to cover its own taxes on the transfer. (sapling.com)