When you consider the sign - up bonus, annual 5,000 bonus points, and 10 % bonus points returned on redemptions, there is no question of value in the higher tier card. (upgradedpoints.com)
Often times people see those 5 points return in a few months. (videocreditscore.com)
While it's not as good as before, you still get a solid 2.8 cents per point return on your award ticket. (lazytravelers.net)