Changing number of units (through monthly policy charges, additional investments or withdrawals and / or regular savings). (lv.com)
For you to borrow your own money, most universal life insurance policies charge high interest rates that range from 5 % to 9 %. (jrcinsurancegroup.com)
However, since whole life policies charge so much more premium, they also typically grow in cash value much better than in universal life insurance. (insuranceblogbychris.com)