On top of it, if a life insured is < 8 years and died before 5 years from policy date, nominee would get single premium back without any interest. (myinvestmentideas.com)
Yes, anyone with an individual policy dating back more than three years can keep it, as long as it hasn't been changed by the insurance company. (edition.cnn.com)
In case of revival of policy, it would start from such revived policy date. (myinvestmentideas.com)