It is not to be confused with the contents and personal property limit on your insurance policy declaration page or the insured value of the dwelling which is always much higher. (thebalance.com)
The maximum amounts payable in an insurance claim are dictated by the limits and deductibles listed on your insurance policy declaration page or coverage summary. (thebalance.com)
If you currently have Homeowners insurance, have your current insurance policy declarations page at the ready. (farmers.com)