After the policy completes 5 policy years, the fund value in the discontinued policy fund as on the date shall be paid to the policyholder. (policybazaar.com)
If the policy holder stops paying the premium, then the accumulated policy fund amount shall be paid to the policy holder after the fifth policy year. (myinsuranceclub.com)
It is up to you to decide how the cash value of your indexed universal life insurance policy funds are to be used. (insurancequotes2day.com)