Your lender will require that you have a homeowner's insurance policy in effect at settlement, also known as hazard insurance. (debt.org)
Keep your driving record in check and keep your insurance policy in effect at all times to escape high - risk rates. (thebalance.com)
For policies in effect for more than 45 days, companies may not cancel, refuse to renew, or increase the premium solely because a first claim is filed against the policy. (ok.gov)