Those with preexisting health conditions typically qualify for Substandard rates. (lifeinsuranceblog.net)
These are types of insurance policies that have a waiting period, sometimes two or three years, until the full death benefit goes into effect, and they're designed for people that have some kind of preexisting health condition. (chooseterm.com)
The version of the AHCA that passed in the House included an amendment that gives states the option to waive out of the Obamacare mandate that prevents people from preexisting health conditions from being charged higher coverage prices. (fortune.com)