Plus it comes with perks that are rare in a no - annual - fee card, like primary car rental insurance (when renting for business purposes). (millionmilesecrets.com)
Primary car rental insurance coverage is preferable because you don't first need to go through your personal insurance. (rewardexpert.com)
This also typically acts as secondary to your own car insurance, although some cards carry primary car rental insurance. (upgradedpoints.com)