You are absolutely correct, one should invest in pure return based product with pure term insurance plan to complete the basic personal finance planning. (mydailylifetips.com)
We look forward to continuing to provide our diverse array of investors — ranging from pure return - focused institutions such as insurance companies to impact - seeking college endowments and foundations — with attractive risk - adjusted returns.» (newenergycapital.com)
I guess to me, it isn't just about pure return, but being able to use my points however I want although I've had good experiences with Expedia for TD. (creditwalk.ca)